Title insurance protects real estate owners and lenders against any property loss or damage they might experience because of liens, encumbrances or defects in the title to the property. Each title insurance policy is subject to specific terms, conditions and exclusions.
We conduct the review of the property's title history and coordinate settlement/closing of the property sale or refinance. For most transactions, the process requires more than 100 time-consuming steps. These might include reviewing the contract or closing instructions, depositing loan funds, paying off prior mortgages, coordinating property inspections, preparing settlement statements, among many others. Our professionals then coordinate and finalize documents, close the transaction, and submit pertinent documents for proper recordation in public records.
After years of dealing with the imperfections of the title insurance process, a Mortgage Broker, Real Estate Broker and Lawyer decided to combine their broad and unique expertise to offer clients a better title insurance experience. IDT is a full-service title insurance agency catering to the needs of real estate professionals and their clients. As real estate professionals ourselves, we know that our client’s biggest concern is their clients. We know what our clients want and what they need from a title agency. Unlike other “closing mills” we will work hands-on with our clients to make the title process both professional and personal. Our goal is to make your path to closing easier.
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